Attention homeowners in Las Vegas and Clark County: Need an appraisal?
Check out the top reasons Nevada homeowners need Skyline Appraisal Group:
We at Skyline Appraisal Group understand the individual needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. Being a consumer that probably doesn't see an appraisal on a regular basis, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Skyline Appraisal Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value assessment than yours.
Challenging a property tax assessmentLet's say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Skyline Appraisal Group is your strongest weapon when contesting your property tax assessment.
Need to cancel PMI?An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Skyline Appraisal Group is seasoned in helping clients just like you remove unwanted PMI insurance.
Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Skyline Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Skyline Appraisal Group offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.