Why you should order an appraisalThousands of people in Nevada purchase, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. Most lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation systems that may seem less expensive than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there more cases when the services of a licensed, independent real estate professional might come in handy? Absolutely.
Let Skyline Appraisal Group help you appeal your tax assessment in Clark CountyIt's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your real estate, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from Skyline Appraisal Group is your best evidence. At Skyline Appraisal Group, we're qualified to assist you in challenging your tax assessment.
Skyline Appraisal Group can help you eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask home buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is bad because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to do away with PMI, Skyline Appraisal Group will produce a statement regarding the value of your home. The cost of the appraisal can generally be offset in little time because you'll no longer be paying the PMI.
An appraisal from Skyline Appraisal Group will help you settle a divorce with less stressA divorce can be a very traumatic experience for both parties, and it is often further complicated by the strenuous decision of who keeps the house. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from Skyline Appraisal Group, regardless of the circumstances.
If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Settling an estate with peace of mindThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these issues. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.
Let Skyline Appraisal Group assist you in relocating to or from Clark CountyWe understand the headaches associated with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered during our thorough process.
Let Skyline Appraisal Group help you sell your home quickly at the right priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.
On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.